GAF President's Club · GAF's Highest HonorStorm Damage and Your Roof Insurance Claim
Hail and high wind can total a roof without leaving a single sign you can spot from the driveway. We document every elevation, work alongside your insurance adjuster, and rebuild to code, so legitimate storm damage gets onto your claim and off your roof.
Licensed & InsuredNC #85568 · LA #562192
A roof insurance claim covers storm damage your policy already pays for: hail bruising, wind-lifted or missing shingles, and wind-driven rain. Patriots’ Roofing starts with a free, photo-documented inspection of every elevation, then works alongside your insurance adjuster so nothing legitimate is overlooked. As a GAF President’s Club contractor, our crews rebuild approved roofs to current building code.
Why hail and wind damage is so hard to see
Most storm damage hides in plain sight. A hailstone can fracture the asphalt mat and knock loose the protective granules that shield your shingles from the sun, yet the sidewalk and gutters look perfectly fine. High wind works the same way: it breaks the factory seal between courses so the roof holds together on a calm day, then lifts and leaks the next time a front rolls through. That gap between “looks okay” and “is okay” is exactly why a trained eye on the roof, not from the ground, is what protects you. A free roof inspection tells you honestly whether you have a claim worth filing.
What a roof insurance claim actually involves
Filing can feel intimidating, but the path is straightforward when someone walks it with you. We begin with the inspection, help you understand what we found, and stay involved through the adjuster meeting and the rebuild. You file the claim with your carrier; we provide the documentation and meet your adjuster on site so the same damage everyone is looking at is described the same way. If your claim is approved, our crews rebuild to current code with the materials in the approved scope.
What Storm Damage Actually Looks Like
These are real roofs we inspected. The chalk marks are how we document each hail strike and wind tear for your adjuster, so the full scope is on the record.
How a Roof Insurance Claim Works
Free Inspection
We climb the roof, photograph every elevation, and document the damage.
File the Claim
You file with your insurer; we hand you the documentation that supports it.
Meet the Adjuster
We meet your adjuster on the roof so the full scope is seen and recorded.
Approval & Scope
Once approved, we review the scope and material choices with you.
Build to Code
Our certified crews rebuild your roof to current building code.
From Storm-Damaged to Like New
Drag the slider to see a real Patriots’ Roofing restoration, from a worn, damaged roof to a brand-new GAF system.
Damage We Find and Document
Insurance pays for storm damage, not for an old roof. Our job is to find and record every legitimate item the storm caused, so your claim reflects the real scope. Common storm damage we document:
- Bruised or fractured shingles
- Granule loss exposing the mat
- Wind-lifted or missing shingles
- Damaged flashing and pipe boots
- Dented metal, vents, and gutters
- Cracked or displaced ridge caps
- Torn underlayment at the edges
- Interior leaks and water stains
GAF President's ClubAward Winner
Local Crews Who Know Our Storms
Storm damage looks different depending on what hit it. We are a fifth-generation, family-owned company, and our crews live and work in the markets we serve, so we recognize the fingerprints of each region’s weather and document the way an adjuster needs to see it.
- West Texas hail, from bruising to outright granule loss
- Eastern North Carolina and Outer Banks hurricane wind and wind-driven rain
- Louisiana storms around Lafayette and Lake Charles
- Coastal homeowners can also ask about a FORTIFIED roof to rebuild stronger
Frequently Asked Questions
Does Patriots’ Roofing guarantee my roof insurance claim will be approved?
No honest contractor can promise that. Your insurance company decides coverage based on your policy and the damage on file. What we can promise is a thorough, photo-documented inspection of every elevation and that we will work alongside your adjuster so the full, legitimate scope of storm damage is on the record.
How do I know if my roof actually has storm damage?
Often you cannot tell from the ground, which is the whole problem with hail and wind. The reliable way to know is a free inspection from a roofer who climbs the roof and looks closely. We photograph what we find and tell you honestly whether you have a claim worth filing or whether your roof is still sound.
What does the free storm inspection cost?
Nothing. The storm inspection and our estimate are free with no obligation. We document the roof, walk you through the photos, and let you decide your next step. There is no pressure to file a claim or to hire us.
Will you work with my insurance adjuster?
Yes. Meeting your adjuster on site is a core part of what we do. We climb the roof together, look at the same damage, and make sure the documented scope reflects everything the storm actually did, so the right repairs are considered.
What happens after my claim is approved?
Our GAF Master Elite crews rebuild your roof to current building code using the materials in the approved scope, then handle the warranty registration and final paperwork. As a fifth-generation roofer and a GAF President’s Club contractor, we stand behind the finished roof.
Which areas do you serve for storm damage claims?
We serve West Texas around Lubbock, Eastern North Carolina and the Outer Banks, and Louisiana around Lafayette and Lake Charles. Local crews mean we know each region’s weather and can respond as quickly as possible after a storm.
Think the Last Storm Hit Your Roof?
Let a fifth-generation, family-owned crew document the damage and stand with you through your insurance claim. Find out in one inspection whether you have a claim worth filing.